F. Scott Hawthorne (2023) “THE APPLICATION OF EXPLAINABLE AI IN RISK TRANSPARENCY FOR THE INSURANCE INDUSTRY”, International Journal of Information Technology Research and Development (IJITRD), 4(2), pp. 6–10. Available at: https://ijitrd.com/index.php/home/article/view/IJITRD_4_2_2 (Accessed: 14 March 2025).